If I cast a card with Echo and Humility is in play do I still have to pay the echo cost?
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You will not have to pay the echo cost. The comprehensive rules definition of Echo:
As you can see, echo is a triggered ability just like any other. It would normally tigger at the beginning of your upkeep, but because of humility, the creature no longer has the ability, so there's no ability to trigger.
Echo is an ability of a creature card, and humility says all creatures lose all abilities, so there is no more Echo. Cool right? But your creature is a 1/1 though.