When you buy resources from neighbor do you take the card or just get access to the resources you need?
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No, you do not take the card. The neighbor retains the card; you are simply allowed to use your neighbor's cards, for a fee of course.
You can also buy the resource from the top corner of the civilization cards as well. It doesn't need to be a "card".
Just the resources.
The rules on page 4 define things pretty well.
Cards are called "structures", the brown ones can generate "resources"
In red, there is a notice:
Obviously if you were to take the card, the production of the city would be reduced and this is prohibited.