The rulebook here shows a board layout on page 4. At the right side are the various investigator items (common and unique items, skills, spells, allies, etc). There are 11 cards stacked there. What is the bottom one that stands alone (not in a neat row of 5)?

enter image description here

It vaguely looks like the bank loan card but the title and word spacing implies to me that it isn't.


1 Answer 1


The only thing I can come up with is that it's supposed to be a discarded bank loan.

bank loan

The paragraphs aren't 100% the same, but they're close. Pretty much the only substantial difference is the title, and putting the whole title on one line seems like an obvious thing to do. Seems likely they just didn't go update the image in the rules.

I say discarded because it's face up, and because the bank loans are the third card in the right column there. You can see the Bank of Arkham image on the back. That's also consistent with it being set apart from the others. (Of course, discarded cards are supposed to be discarded back to the bottom of the deck they came from, but maybe they weren't careful about making that image.)

It's a bit of a reach to make that inference, but there aren't really other good options. It's definitely the only small card in the base game that looks like that, and even the expansions I have don't include anything else similar. Bottom line, if that's not a bank loan, it's not anything that matters. There's not something else that looks almost exactly like a bank loan that you're missing.

For what it's worth, unless you're lucky enough to have a really huge table, I wouldn't bother splitting up all the odd investigator-related cards (Retainer, Deputy cards, etc) like they do in that picture. They're the kind of thing that you'll use at most a few times in the entire game, and most often just one or none, so you can just keep them all in a pile and go fish one out when you need it. Spreading out the location cards and giving each investigator some space seems much more important.

  • are bank loans discarded like that? I haven't played the game but since they all seem the same, I wouldn't expect there to ever be a need for a discard pile for such a card. I had guessed they're just taken and kept with the player cards and then returned when done with.
    – Joey
    Jul 1, 2015 at 19:33
  • @Joey They are sometimes discarded (see the text), as are many other investigator-related items. I imagine the setup there was just envisioning a single discard pile for all of them. It's true that it'd be much easier to discard back to the deck it came from. (And I wouldn't feel the need to follow any of the suggested layout that doesn't make sense.)
    – Cascabel
    Jul 1, 2015 at 19:34
  • My understanding was that "discard" in AH was used to mean place it at the bottom of the deck and that there are no 'face up' style discard piles. Is this correct? I'm not able to find a reference to it at the moment. I do know that when you find a specific item you reshuffle, and when you search a particular type you do not (but discard to the bottom as you go).
    – Joey
    Jul 1, 2015 at 19:38
  • @Joey Yes, the rules do say to discard to the bottom. I'm just saying that a discard pile is the only thing that really makes sense to me for the image. I went through all my small cards and didn't see anything else anywhere near as similar to that as a bank loan. Maybe there's something I missed somehow, though.
    – Cascabel
    Jul 1, 2015 at 19:41
  • Perhaps the card was simply called "Loan" at one point? That would explain why the title appears shorter in the picture while otherwise appearing exactly like the bank loan cards. Jul 1, 2015 at 21:14

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