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The rules in my game say I don't need to buy a house. So what happens in the game if my house is destroyed per the board? Playing the other night I landed on two squares that we treated differently. What was correct?

First square: "Burglary. Pay $50,000 if not insured." I figured an apartment or whatever I'm living in could be burglarized so I paid it. Should I have?

Second square: "Tornado destroys house. Pay $125,000 if not insured." I don't own a house - hence I did not think I should pay this square. Should I have?

[Edit]: The version I have is Hasbro 2005. The rules state "Draw 2 House Deeds at random from the deck. Decide which one, if either, you want to buy."

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I'm not sure what version of the game you are playing. From Hasboro's rules for LIFE:

BUYING A HOUSE When you reach this space [the red one that has a stop sign and the words BUY A HOUSE], stop --even if you have moves left. Draw 1 House Deed at random from the deck. Pay the bank the price on the deed (not the insurance amount; that’s a separate transaction). If you’re short on cash, you must borrow from the bank. Then spin and move again.

You do have to buy a house. So if your house was burglarized or destroyed by a tornado, you still have to pay the money. Note that having a tornado doesn't make you get rid of your house, you just have to pay to "repair" it.

  • The rules that came with mine are different. I don't have them on me however they say to draw 2 house cards not one. Then the rules say "Decide which house (if either) you wish to buy." The "if either" is part of the rules. – Paul Jan 19 '16 at 20:23
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    @Paul I've never heard of that. The game in my house has the rules that I found above. At least in mine anyway, there is no way to avoid buying a house, so you are always assumed to have one so this never comes up. – Becuzz Jan 19 '16 at 20:25
  • I'll update with the exact text from my rules as well as the maker, year, etc. tonight. – Paul Jan 19 '16 at 20:26

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